Loan options
500+ loan programs from 175+ lenders. You do not need to know which one you need. That is my job. This page is here so you can see what is possible.
Home purchase loans
The loan types most Texas buyers choose from, plus help with the down payment. Which one fits depends on your savings, credit, location and service history.
Refinancing
Replace your current mortgage with one that costs less, ends sooner, or frees up cash from your equity.
Investor financing
Loans that qualify on what the property earns, so your personal income and tax returns stay out of it.
Home equity options
Borrow against the equity you have built without touching the rate on your first mortgage.
Non-QM loans
For borrowers whose income is real but does not fit a W-2 and two years of tax returns.
Construction and specialty loans
For homes that are not built yet, homes that are not built the usual way, and a mortgage that works like a bank account.
Reverse mortgages
For homeowners 62 and older who want to turn home equity into cash or a line of credit with no required monthly mortgage payment.
Not sure which loan fits?
Most people are not, and that is fine. Tell me about your situation and I will narrow it down to the two or three worth comparing.